Guides for UK Tradespeople

Step-by-step formula using your target income, tax, overheads, real billable days, and profit margin. With worked examples by trade.

Every overhead category with typical annual figures by trade — van, tools, insurance, memberships, accountant, and more.

Labour, materials with markup, travel, disposal, profit margin, and VAT — all explained with a full worked example.

Income tax, Class 4 NI, self-assessment, payments on account, allowable expenses, VAT, and CIS — all for 2025/26.

MTD for Income Tax starts April 2026. What changes, who is affected, deadlines, software options, and what you need to do now.

How to choose software, sign up with HMRC, record transactions, and submit quarterly updates. A practical checklist for sole traders.