Free Calculators for UK Tradespeople

Seven free tools built around how sole-trader tradespeople actually work. No sign-up, no subscription — just accurate numbers based on your real costs, tax, and target income.

All free — no account needed

Most online calculators divide a salary target by 52 weeks and call it a day. These don't. Each one accounts for overheads, non-billable time, UK tax and National Insurance, and profit margin — because those are the things that determine whether you actually make money.

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Day Rate Calculator
Work out the minimum day rate you need to charge based on your target income, overheads, non-billable days, and UK tax. Covers 15+ trades with realistic pre-filled defaults.
Calculate my day rate ›
Hourly Rate Calculator
Find your minimum hourly rate after accounting for all costs, tax, and the hours you actually bill versus the hours you work. Trade-specific defaults included.
Calculate my hourly rate ›
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Job Quote Calculator
Price a specific job correctly. Enter your time, materials, and expenses — the calculator adds your margin and shows you the right price to quote the customer.
Price a job ›
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Overhead Calculator
Add up all your annual business costs — van, insurance, tools, phone, marketing, accountant — and see exactly how much overhead you need to cover per working day.
Calculate my overheads ›
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Take-Home Pay Calculator
Enter your day rate or annual revenue and see your actual take-home pay after Income Tax, Class 4 NI, and expenses. Uses 2025/26 HMRC rates.
Calculate take-home pay ›
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Van Cost Calculator
Work out the true cost of running your van per day and per mile — finance or lease payments, insurance, fuel, servicing, and tyres — so you can recover it properly in your rate.
Calculate van costs ›
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Materials Markup Calculator
Calculate how much to charge customers for materials. Enter your trade cost and target margin — the calculator shows the correct customer price and the markup percentage.
Calculate materials markup ›