Updated for 2025/26 Tax Year

Know Exactly What to Charge as a UK Tradesperson

Free calculators built for self-employed tradespeople. Work out your real day rate, price jobs properly, and see exactly what you take home — all without signing up.

100% Free No sign-up UK-specific Works on mobile
207
Real billable days per year (not 260)
£90k
VAT registration threshold 2025/26
~20%
How much most tradespeople undercharge
Free
Always — no subscription, no sign-up

How it works

Three steps to knowing exactly what you need to charge.

1

Enter your numbers

Your target take-home pay, overhead costs, and how many days you actually work. Pre-filled with realistic defaults for your trade.

2

Get your exact rate

See your minimum day rate, tax and NI breakdown, and how you compare to typical rates in your region — all in seconds.

3

Charge with confidence

Know the minimum you need to charge to cover your costs, hit your income target, and build a profitable business.

All Calculators

Each tool is free, requires no sign-up, and works on any device.

Why most day rate calculators get it wrong

Most tools just ask "what salary do you want?" and divide by 260. That's not how it works.

❌ The naive calculation
£35,000 target÷ 260 days
= £134/day
Wrong — this ignores tax, overheads, and real billable days
✓ The real calculation
Gross needed (after tax)£48,380
+ Annual overheads£14,200
÷ Real billable days207
+ Profit margin (15%)
= £247/day minimum
🧮

Accounts for ALL your costs

Van, tools, insurance, non-billable days — most calculators miss these entirely.

📋

2025/26 UK tax rates built in

Income tax and Class 4 NI calculated automatically so you know your real take-home.

📍

Regional comparison

See how your calculated rate compares to typical rates in your area of the UK.

🎯

Trade-specific defaults

Pre-filled with realistic costs for your trade — just adjust to match yours.

📐
How to Set Your Day Rate
Step-by-step formula: target income, tax, overheads, billable days, and profit margin.
Read guide →
🧾
Tradesperson Overheads Guide
Every overhead category with typical figures by trade — van, tools, insurance, memberships.
Read guide →
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How to Price a Job
Labour, materials markup, travel, disposal, profit margin, and VAT — all explained with examples.
Read guide →
💷
Self-Employed Tax Guide
Income tax, NI, payments on account, CIS, VAT — what you actually pay in 2025/26.
Read guide →
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Disclaimer: These calculators are for informational purposes only and should not be considered financial or tax advice. Tax rates are based on 2025/26 HMRC figures. Consult a qualified accountant for advice specific to your situation.