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  <!-- Core pages -->
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    <loc>https://whattocharge.co.uk/</loc>
    <lastmod>2025-04-01</lastmod>
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  <url>
    <loc>https://whattocharge.co.uk/about.html</loc>
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  <url>
    <loc>https://whattocharge.co.uk/privacy-policy.html</loc>
    <lastmod>2025-04-01</lastmod>
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  <!-- Main calculators -->
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    <loc>https://whattocharge.co.uk/calculators/day-rate/</loc>
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    <loc>https://whattocharge.co.uk/calculators/take-home-pay/</loc>
    <lastmod>2025-04-01</lastmod>
    <changefreq>yearly</changefreq>
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  <!-- Trade-specific day rate pages -->
  <url>
    <loc>https://whattocharge.co.uk/calculators/day-rate/plumber/</loc>
    <lastmod>2025-04-01</lastmod>
    <changefreq>yearly</changefreq>
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    <loc>https://whattocharge.co.uk/calculators/day-rate/electrician/</loc>
    <lastmod>2025-04-01</lastmod>
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    <lastmod>2025-04-01</lastmod>
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    <lastmod>2026-04-08</lastmod>
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  <url>
    <loc>https://whattocharge.co.uk/calculators/day-rate/painter-decorator/</loc>
    <lastmod>2026-04-08</lastmod>
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  <url>
    <loc>https://whattocharge.co.uk/calculators/day-rate/tiler/</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://whattocharge.co.uk/calculators/day-rate/gas-engineer/</loc>
    <lastmod>2026-04-08</lastmod>
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    <priority>0.8</priority>
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  <url>
    <loc>https://whattocharge.co.uk/calculators/day-rate/kitchen-fitter/</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://whattocharge.co.uk/calculators/day-rate/bathroom-fitter/</loc>
    <lastmod>2026-04-08</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
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  <!-- Additional calculators -->
  <url>
    <loc>https://whattocharge.co.uk/calculators/hourly-rate/</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://whattocharge.co.uk/calculators/van-cost/</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://whattocharge.co.uk/calculators/materials-markup/</loc>
    <lastmod>2026-04-09</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Trade-specific hourly rate pages -->
  <url><loc>https://whattocharge.co.uk/calculators/hourly-rate/plumber/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/hourly-rate/electrician/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/hourly-rate/builder/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/hourly-rate/plasterer/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/hourly-rate/carpenter/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/hourly-rate/painter-decorator/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/hourly-rate/tiler/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/hourly-rate/gas-engineer/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>

  <!-- Additional trade day rate pages -->
  <url><loc>https://whattocharge.co.uk/calculators/day-rate/landscaper/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/day-rate/groundworker/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/day-rate/scaffolder/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/calculators/day-rate/hvac-engineer/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>


  <!-- Guides index -->
  <url><loc>https://whattocharge.co.uk/guides/</loc><lastmod>2026-04-10</lastmod><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Guide articles -->
  <url><loc>https://whattocharge.co.uk/guides/how-to-set-your-day-rate/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/guides/tradesperson-overheads/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/guides/how-to-price-a-job/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>
  <url><loc>https://whattocharge.co.uk/guides/self-employed-tax-tradesperson/</loc><lastmod>2026-04-09</lastmod><changefreq>yearly</changefreq><priority>0.8</priority></url>

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